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EMBA Lending Options

Resources to invest in your future

ESMT knows that investing in your future is an important priority, but many applicants do not have the capital in hand to pursue their degree at the right time in their careers. For this, ESMT partners with the following institutions to offer loan options for self-funding candidates in the EMBA program.


The following list is a sample of tools Executive MBA candidates have used in the past. You may want to explore financing options in your home country during the application process.

  • Brain Capital

    Brain Capital is a proven way to secure the funds you need to support your education goals at ESMT. Brain Capital offers ESMT degree-seeking students who are citizens of the EU, Canada or the USA the ability to cover tuition fees through an innovative funding scheme. Repayment terms are very favorable, and after graduation, payment only starts once a certain salary threshold is attained again.


    How does the process work? How to apply?

    Please download the brochure for more information. To apply or if you have questions, you can contact Brain Capital directly via email or by visiting their website.

    Please feel free to contact ESMT if you have any specific questions.

    **NOTE: Part-time MBA candidates are not eligible for loans from Brain Capital.

  • Prodigy Finance

    ESMT Berlin offers access to Prodigy Finance as another funding alternative for your degree.

    Prodigy Finance is revolutionizing student finance. The innovative model offers alumni-funded loans to international students at the world’s top business schools, including ESMT. While banks base their loan decisions on historical salaries, Prodigy looks to the future. They assess applicants’ future earning potential (based on the past achievements of similar graduates) to determine loan affordability.


    Prodigy’s model is borderless, allowing them to offer competitive rates to over 150 nationalities of students.



    Accepted students into the Master's in Management, full-time MBA, and the Executive MBA programs are eligible to apply for a loan with Prodigy.



    Interest rates vary depending on individual applicants. The representative APR is 8.16%. See more detail about the terms and conditions, and how to apply for a loan on Prodigy’s website.


    Why choose Prodigy?

    • 150 nationalities covered
    • Competitive interest rates
    • No collateral or guarantees required
    • Easy online process
    • No repayments while you study


    For additional information, download the latest brochure about Prodigy.

  • German citizens and residents

    German applicants or non-Germans have lived for more than two years in Germany have received funding for the EMBA from various German banks. Approval is not based upon age, and repayment begins six months after graduation.

  • Mexican citizens

    Mexican citizens may find more information about loans at

  • Russian citizens

    ESMT Executive MBA participants who are Russian citizens can obtain government-backed loans. More details are available at

  • American citizens and residents

    ESMT participates in the US Department of Education direct loan scheme. You are eligible for a direct loan if you are a US citizen or a permanent resident (green card holder) of the US and a student at ESMT. The school borrower code is G41765 when filling out the FAFSA application.


    Interested students should inform ESMT that they plan to apply for federal loans via the following address:


    To ensure the funding is available when the program starts, the application deadline for students applying for US financial aid is July 1 of each year.


    Find more information about US federal student loans:

Loan options