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Lending Options

Invest in yourself

The ESMT MBA is an excellent investment into your future. On average, graduates earn more than double the tuition during the first year of employment after the program.

Most students fund their studies with a mix of personal funds, loans and scholarships. To help make studying for an MBA a reality, ESMT Berlin offers access to the following loan programs for part-time MBA students.

  • Prodigy Finance

    Prodigy Finance is revolutionizing student finance. The innovative model offers alumni-funded loans to international students at the world’s top business schools, including ESMT. While banks base their loan decisions on historical salaries, Prodigy looks to the future. They assess applicants’ future earning potential (based on the past achievements of similar graduates) to determine loan affordability.

    Prodigy’s model is borderless, allowing them to offer competitive rates to over 150 nationalities of students.


    Why choose Prodigy?

    • 150 nationalities covered
    • Competitive interest rates
    • No collateral or guarantees required
    • Easy online process
    • No repayments while you study

    For additional information, download the latest brochure about Prodigy.



    Accepted students into the Master's in Management, full-time MBA, part-time MBA and the Executive MBA programs are eligible to apply for a loan with Prodigy.



    Interest rates vary depending on individual applicants. The representative APR is 8.16%. See more detail about the terms and conditions, and how to apply for a loan on Prodigy’s website.


  • Brain Capital

    Brain Capital offers ESMT degree-seeking students who are citizens of the EU, Canada or the USA the ability to cover tuition fees through an innovative funding scheme. It is a proven way to secure the funds you need to support your education goals at ESMT.

    Repayment terms are very favorable, and after graduation, payment only starts once a certain salary threshold is attained again.


    How does the process work?


    How to apply?

    Please visit their website or download the flyer in the Downloads section below (currently only available in German) for more information. To apply or if you have questions, you can contact Brain Capital directly via email.

    Please feel free to contact ESMT if you have any specific questions.

  • Deutsche Bildung Student Funding

    As a social business since 2007, Deutsche Bildung supports thousands of German students with financing and through our extra-curricular Academy.


    About Deutsche Bildung Student Funding

    Deutsche Bildung Student Funding is the biggest student financing offer organized by the private sector of Germany.

    • Since 2013, Deutsche Bildung is top ranked in Germany.
    • Monthly, single or returning payments (in total up to €15,000 for a Bachelor degree, up to €25,000 for a Master's degree and up to €30,000 for an MBA / Ph.D.) guarantee financing for students of almost all disciplines in Germany and abroad.
    • The extra-curricular Academy focuses on the development of personal skills and professional competencies. A broad network of contacts to companies, universities and NGOs adds value to all granted students.
    • The repayment is income-related: granted graduates pay back a fixed amount of their future income for a certain period of time when they have started their first employment. By this, students are protected from debts and also support following future students. This assures a sustainable model of student financing.

    The online-application is possible throughout the whole year via



    • You have obtained your university entrance qualification in Germany or Austria, or at a German school abroad.
    • You are a German citizen or you have a permanent residence permit.
    • You (plan to) study at a research university (a state-recognized university in Germany or a comparable university abroad).
    • You do not have a negative credit report (SCHUFA).
    • You are motivated to study and convinced that you have chosen the right subject.


    How to apply

    You can simply apply online and follow the step-by-step application process on

    Please have the following documents at hand:

    • Two-sided copy of your ID or residence permit for Germany
    • Curriculum Vitae (CV)
    • Conditional offer from your future university or a certificate of enrolment if you are already studying
    • Current transcript of records if you are already studying (grades, certificates, intermediate certificates or certificate of a completed Bachelor)
    • Copy of your university entrance qualification
    • Internship certificates (if available)
    • Examination regulations (list of all modules and exams that you have to complete in your studies)



    There is no application deadline. You can apply anytime during your studies or up until three months before the beginning of your studies.